Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 13 December 2008 by
The BBC has today been reporting about Abbey withdrawing borrowing facilities from some customers with an offset mortgage, which Abbey call a flexible mortgage. This follows Abbey sending out letters last month to about 4,000...
Category: Mortgages, Personal finance, Regulation
Posted on 12 December 2008 by
Tomorrow’s FT Money Section has an article headed “Borrowers refused best rates,” focusing on good quality clients being turned down for stupid reasons, a problem which is escalating. Brief details of a couple of examples I gave...
Category: Buy to let, Mortgages, Regulation
Posted on 9 December 2008 by
It is very rare for a trade body to issue a press release as critical of the government as today’s release from the Council of Mortgage Lenders (CML).
After outlining the various pressures now being placed on lenders by the...
Category: Bank of England, Interest rates, Mortgages, Regulation
Posted on 28 November 2008 by
Nationwide have today announced that from 1 December they will no longer allow any new borrowing by either existing or new customers on their Standard Variable Rate, which they call Base Mortgage Rate (BMR). The only situation in...
Category: House and home, Interest rates, Mortgages, Regulation
Posted on 24 November 2008 by
Some of the key comments from Sir James Crosby in his Report, published today, are:
“I believe there is a strong case for intervention in mortgage finance markets.”“The real risk is that the shortage of mortgage finance now...
Category: Bank of England, Mortgages, Personal finance, Property market, Regulation
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (40)
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- HIPs (15)
- House and home (45)
- Interest rates (50)
- Miscellaneous (20)
- Mortgages (70)
- Personal finance (20)
- Property market (70)
- Regulation (21)
Archive
- December 2008 (9)
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