Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 16 December 2008 by Ray Boulger

This evening the Federal Reserve cut the main U.S. interest rate to “a target range” of between zero and 0.25% this evening and said it “will employ all available tools to promote the resumption of sustainable economic...

Read more

Category: Bank of England, Interest rates, Mortgages, Property market

No Comments


Posted on 16 December 2008 by Ray Boulger

Bank of Scotland are tomorrow adding to their Large Loan range with the launch of a 3 year fixed rate up to 60% LTV at 5.29% with a 0.25% fee with a maximum loan size of £10m. I think this is the first time any mainstream lender...

Read more

Category: House and home, Mortgages, Property market

No Comments


Posted on 15 December 2008 by Ray Boulger

Alistair Darling, today in the House of Commons:

"Of course we are more likely to be more severely affected as a result [of the UK's dependence on the City and housing market]".

Gordon Brown on too many occasions to record...

Read more

Category: House and home, Miscellaneous, Property market

1 Comment


Posted on 2 December 2008 by Ray Boulger

At today’s CML Conference Vince Cable said: "The industry should now be exploring new products to restore faith in mortgage lending." Such a comment demonstrates a remarkable failure to understand the problem in today’s mortgage...

Read more

Category: Mortgages, Property market

1 Comment


Posted on 1 December 2008 by Ray Boulger

In a broadcast on French radio Jose Manuel Barroso, the President of the European Commission and former prime minister of Portugal, said that some British politicians had recently said to him, “If we had the euro, we would have...

Read more

Category: Bank of England, Miscellaneous, Property market

No Comments


Displaying results 1 to 5 out of 65