Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 13 December 2008 by Ray Boulger

The BBC has today been reporting about Abbey withdrawing borrowing facilities from some customers with an offset mortgage, which Abbey call a flexible mortgage. This follows Abbey sending out letters last month to about 4,000...

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Category: Mortgages, Personal finance, Regulation

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Posted on 24 November 2008 by Ray Boulger

Some of the key comments from Sir James Crosby in his Report, published today, are:

“I believe there is a strong case for intervention in mortgage finance markets.”“The real risk is that the shortage of mortgage finance now...

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Category: Bank of England, Mortgages, Personal finance, Property market, Regulation

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Posted on 24 November 2008 by Ray Boulger

Most of the positive aspects of the Pre Budget Report (PBR) had been well leaked, but many of the negatives were worse than expected. For example leaking the 2.5% VAT cut, leading to anticipation that the cost of fuel, alcohol...

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Category: House and home, Mortgages, Personal finance, Property market

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Posted on 24 November 2008 by Ray Boulger

Stabilising the property market is critical to restoring confidence in both consumers and banks/building societies. One simple way to help achieve that would be a temporary suspension of all stamp duty. The following article...

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Category: House and home, Personal finance, Property market

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Posted on 7 October 2008 by Ray Boulger

Reuters is reporting that Landsbanki has been put in receivership www.reuters.com/article/rbssFinancialServicesAndRealEstateNews/idUSSAT00564820081007

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Category: Miscellaneous, Personal finance

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