Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 16 December 2008 by Ray Boulger

Bank of Scotland are tomorrow adding to their Large Loan range with the launch of a 3 year fixed rate up to 60% LTV at 5.29% with a 0.25% fee with a maximum loan size of £10m. I think this is the first time any mainstream lender...

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Category: House and home, Mortgages, Property market

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Posted on 15 December 2008 by Ray Boulger

Alistair Darling, today in the House of Commons:

"Of course we are more likely to be more severely affected as a result [of the UK's dependence on the City and housing market]".

Gordon Brown on too many occasions to record...

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Category: House and home, Miscellaneous, Property market

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Posted on 28 November 2008 by Ray Boulger

Nationwide have today announced that from 1 December they will no longer allow any new borrowing by either existing or new customers on their Standard Variable Rate, which they call Base Mortgage Rate (BMR). The only situation in...

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Category: House and home, Interest rates, Mortgages, Regulation

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Posted on 27 November 2008 by Ray Boulger

Today’s announcement from Nationwide of their House Price Index for November showed a real fall of only 0.3% on the month, although the doctored (or seasonally adjusted to use the technical term) fall headlined by Nationwide was...

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Category: Bank of England, House and home, Interest rates, Mortgages, Property market

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Posted on 24 November 2008 by Ray Boulger

Most of the positive aspects of the Pre Budget Report (PBR) had been well leaked, but many of the negatives were worse than expected. For example leaking the 2.5% VAT cut, leading to anticipation that the cost of fuel, alcohol...

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Category: House and home, Mortgages, Personal finance, Property market

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