Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 27 June 2007 by
The City took fright today at Northern Rock’s pre close statement and the shares closed 12% down on the day. This says more about the analysts in The City, or the “teenage scribblers” as Norman Lamont once famously called them,...
Category: Interest rates, Mortgages
Posted on 26 June 2007 by
In their pre-close statement to the Stock Exchange a fortnight ago the only reason HBOS gave for their share of net mortgage lending in the first half of this year more than halving to 8% was the failure of their retention...
Category: House and home, Interest rates, Mortgages
Posted on 25 June 2007 by
Northern Rock today launched three mortgages with extended early repayment charges (ERCs), although because they know full well that any product with extended ERCs will be ignored by most brokers and castigated in the media they...
Category: House and home, Interest rates, Mortgages, Personal finance
Posted on 21 June 2007 by
At their Annual Conference this week The Chartered Institute of Housing (CIH) claimed that the tax relief available on Buy-to-Let (BTL) mortgages is contributing to the problems faced by first-time buyers (FTB) and called on the...
Category: Buy to let, House and home, Property market
Posted on 20 June 2007 by
The disclosure in the June minutes of the Monetary Policy Committee (MPC) that the vote to keep Bank Rate unchanged was on a knife edge at 5 – 4 was a shock to the market, which had anticipated a split vote, but not such a close...
Category: Bank of England, Interest rates, Mortgages, Property market
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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