Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 28 August 2007 by Ray Boulger

The revelation last week that 2 major mortgage lenders, Barclays Woolwich and HSBC, will only accept the personal search that most HIP providers supply on condition that the solicitor acting for them guarantees it,...

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Category: HIPs, Property market

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Posted on 26 August 2007 by Ray Boulger

An article on savings accounts by Steve Lodge in last weekend’s FT included a comment from me that with Libor rates, i.e. the rate at which prime banks borrow from each other, having shot up this month, as a result of the credit...

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Category: Interest rates, Personal finance

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Posted on 16 August 2007 by Ray Boulger

There is a superb satirical article on Bloomberg this morning in the form of a letter from a Hedge Fund to their investors. I think this deserves a wider readership and so those of you who don't also look at Bloomberg can read...

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Category: House and home, Interest rates, Mortgages, Property market

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Posted on 12 August 2007 by Ray Boulger

I thought this selection of comments from the weekend papers on the credit crunch following the sub prime mortgage problems in the U.S. were particularly worth repeating:

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Category: House and home, Interest rates, Mortgages, Property market

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Posted on 6 August 2007 by Ray Boulger

The National Housing Federation (NHF), which represents 1,300 housing associations in England and says it is the voice of affordable housing, has today published a paper entitled “Home Truths.” Their claim to be the voice of...

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Category: Buy to let, House and home, Property market

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