Mortgages & me

Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom

Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.

So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…

Drew Wotherspoon


Posted on 25 September 2008 by Drew

Anyone trying to choose a mortgage at the moment may well feel like their head is spinning, with rates yo-yoing and even the experts finding it hard to predict what news the next days and weeks might bring.  While many...

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Category: Fixed rate mortgages, Interest rates, Mortgages, Tracker mortgages

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Posted on 16 September 2008 by Drew

Just when you thought there was a chance we may have gotten through the worst of it, we have a day not seen since Al Capone had a small thought that perhaps he may ignore prohibition and make the odd bottle of moon shine.Lehman...

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Posted on 2 September 2008 by Drew

So news reaches us that the government has decided to suspend stamp duty on properties up to £175,000 for one year. Doesn't feel like it will help many to me and really is too little too late. What are your thoughts? Vote on...

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Posted on 29 August 2008 by Drew

Most people could be forgiven for not knowing what to do for the best when it comes to their mortgage currently.

With bad news seemingly the norm, picking the right product has become a huge challenge. In light of this, Charcol...

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Posted on 27 August 2008 by Drew

Another of my not so mortgage savvy friends was wondering where on earth he should start his home ownership career when it comes to knowing what his mortgage options were. Like the good friend he is, he didn’t think that I would...

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Category: First time buyers, Interest rates, Mortgages

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