Ask Bea
Bea's Biography
Bea began her career in financial services in August 2001, as an underwriter for Chelsea Building Society. In January 2004 she joined Clydesdale Bank as a Mortgage Adviser, and then joined John Charcol in January 2007 as a mortgage consultant. John Charcol, the sister company of Charcol, provides independent mortgage advice.
Bea’s has been chosen as our mortgage expert due to her excellent reputation both within John Charcol and with her clients through exceptional customer service and management, and first class broking skills. Bea typifies the standards clients can expect from John Charcol. In the words of one of her clients, “Bea has arranged our transaction and has explained what is happening at every stage of the process. I am very pleased and impressed with both her approachable, common sense attitude and ability to obtain the best deal on both my properties, securing mortgages that were far better than what I was used to paying. At every point of contact Bea has been professional and extremely helpful, going above and beyond what would normally be expected.”
Outside of work Bea lives in Richmond with her husband and enjoys reading, painting, good food and great wine.
If you would like to discuss your specific situation in more detail, or would like further advice, please call and speak to one of our qualified mortgage consultants now on: 0845 034 2100
STOP PRESS - Due to a techncial fault beyond our control, we have just found out that we have lost a number of questions submitted over the last month or so. We are extremely sorry about this and apologise to those that are still waiting for a response. If you could re-submit yout question we will endeavour to answer it as soon as possible.
Please be aware that these answers can only be generic and no personal recommendations can be made.
Posted on 2 May 2008
I would like to find comparison rates for mortgages to build a home - I can't seem to find any on your website?
Category: Self-build
Posted on 5 March 2008
Hi Katie, I currently own a property worth £250,000 which I have planning permission to convert into 2 offices with a 2 bedroom flat and build a 3 bedroom house in the garden. I currently have a £150,000 mortgage balance on the...
Category: Self-build
Posted on 15 October 2007
I own a house, that has previously been granted planning permission on the side/garden land for a two storey extension. This elapsed but I've now submitted plans again for 3 x 2 bed flats. I have £175,000 outstanding...
Category: Self-build
Posted on 7 October 2007
I'm wanting to do property developing full time and have already completed 2 property's in the last 6 years in my spare time as a hobby but I'm wanting to do it full time now. I'm self employed and need to know what sort of...
Category: Commercial, Self-build
Posted on 28 September 2007
I need to borrow £75k to complete on a property costing £720k and I require a further £45k facility to draw down on. The property was a vicarage built in c1870 and currently has D1 commercial offices use. After purchase I shall...
Category: Commercial, Self-build, Special circumstances
Posted on 20 August 2007
Hi, I owe around £260k on my mortgage but my property is a 7-bed with swimming pool, bar, cinema, etc. I built the house out of my saving and it has been valued at around £800-900K by a local estate agent. I now want...
Category: Buy-to-let, Buying abroad, Remortgaging, Second properties, Self-build, Valuations, Freehold, leases & unusual property
Posted on 10 August 2007
Hi, I'm building a house in Ireland and I need to get a mortgage. I'm renting here from a housing association - would I be able to get one?
Category: Buying abroad, Self-build
Posted on 23 July 2007
I currently owe £50,000 on a property worth approx £210,000.I am considering building another property and would need to borrow approx £175,000 to do this if I don't sell my current property first. I intend to sell the second...
Category: Self-build
Answers provided in response to Ask Bea are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Bea will accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.
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