Ask Bea
Bea's Biography
Bea began her career in financial services in August 2001, as an underwriter for Chelsea Building Society. In January 2004 she joined Clydesdale Bank as a Mortgage Adviser, and then joined John Charcol in January 2007 as a mortgage consultant. John Charcol, the sister company of Charcol, provides independent mortgage advice.
Bea’s has been chosen as our mortgage expert due to her excellent reputation both within John Charcol and with her clients through exceptional customer service and management, and first class broking skills. Bea typifies the standards clients can expect from John Charcol. In the words of one of her clients, “Bea has arranged our transaction and has explained what is happening at every stage of the process. I am very pleased and impressed with both her approachable, common sense attitude and ability to obtain the best deal on both my properties, securing mortgages that were far better than what I was used to paying. At every point of contact Bea has been professional and extremely helpful, going above and beyond what would normally be expected.”
Outside of work Bea lives in Richmond with her husband and enjoys reading, painting, good food and great wine.
If you would like to discuss your specific situation in more detail, or would like further advice, please call and speak to one of our qualified mortgage consultants now on: 0845 034 2100
STOP PRESS - Due to a techncial fault beyond our control, we have just found out that we have lost a number of questions submitted over the last month or so. We are extremely sorry about this and apologise to those that are still waiting for a response. If you could re-submit yout question we will endeavour to answer it as soon as possible.
Please be aware that these answers can only be generic and no personal recommendations can be made.
Posted on 24 April 2008
My partner and I are looking to buy our first property. I am employed and earn £24,000 a year. He is self-employed and earns around £18,000 a year BUT the problem we have is that he is unable to prove his income as he does not...
Category: 100%+ borrowing, First-time buyer
Posted on 4 January 2008
I have a significant amount of personal debt, but a good income and have never bought before. Is there a way for me to combine my personal debt with a mortgage to get onto the property ladder? Is it an option you would recommend?
Category: 100%+ borrowing, Current rates & the market, First-time buyer
Posted on 12 November 2007
My partner and I are looking at houses as first time buyers we have seen one at 199,950 that has already been reduced and we know that the seller is desparate to sell so we are hoping to reduce the price as much as possible. I...
Category: 100%+ borrowing, First-time buyer
Posted on 14 October 2007
My husband and I are both on full time jobs but with outstanding debts of around £38,000. We are paying rent of £900 and we are coping with our out goings with small savings. The problem is, we don't have money for a down...
Category: 100%+ borrowing
Posted on 2 October 2007
We have found a property we love and have put on offer of £175,000 subject to survey.We feel it's a real bargain - It needs a lot of work but the gains are great. However we own a home in Scotland which we are trying to sell for...
Category: 100%+ borrowing
Answers provided in response to Ask Bea are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Bea will accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.
Categories
- 100%+ borrowing (6)
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Archive
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