Best Offset / Current Account / Flexible Mortgage deals

A UK offset mortgage or current account mortgage uses the balance in your everyday savings or cheque account to reduce what you owe on your mortgage on a daily basis.

Our selection of the best current account mortgage deals and the best offset mortgages available to Charcol are displayed in our Best Buy table below.

Best Buys: Use our quick mortgage finder to compare mortgage rates

ProviderMortgage TypeInitial RateDurationSubsequent RateThe overall cost for comparisonEarly Repayment Charges
Mortgage DetailsFlexible/Offset/CAM 6.09%25 years-6.4% APR31/01/2012
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Fees
Mortgage DetailsFlexible/Offset/CAM 5.89%until 01/11/20107% for 275 months7.2% APR01/11/2010
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Fees
Mortgage DetailsFlexible/Offset/CAM 6.23%25 years-6.6% APRRepay benefit until 02/10/10
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Fees
Mortgage DetailsFlexible/Offset/CAM 5.75%3 years6.49% for 264 months6.8% APR2 years
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Fees
Mortgage DetailsFlexible/Offset/CAM 6.09%until 31/12/20117.09% for 24 months, 6.9% for 238 months7.0% APR31/12/2011
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Fees

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