Best first time buyer mortgage

First time buyer mortgages offer some great deals. Our Best Buy table below gives you a quick reference of the most competitive first time buyer mortgages in the UK.

Best Buys: Use our quick mortgage finder to compare mortgage rates

Provider	Mortgage Type	Initial Rate	Duration	Subsequent Rate	The overall cost for comparison	Early Repayment Charges
	First Time Buyer	4.74%	2 years	4.24% for 276 months	4.5% APR	2 years	Enquire Fees
	First Time Buyer	5.49%	2 years	4.24% for 276 months	4.7% APR	2 years	Enquire Fees
	First Time Buyer	5.19%	until 02/06/2012	4.24% for 273 months	4.7% APR	02/06/2012	Enquire Fees
	First Time Buyer	5.74%	3 years	3.99% for 264 months	4.6% APR	3 years	Enquire Fees
	First Time Buyer	5.74%	2 years	3.99% for 276 months	4.5% APR	2 years	Enquire Fees
Mortgage comparison powered by Charcol

* For further information on true monthly cost and how our best buys are selected

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Talk to an expert

Would you rather get advice from a John Charcol expert face to face or on the phone? Remember, as a first time buyer you are not limited to those deals specifically called first time buyer mortgages.

If you are unsure you could call us now on:

Our experts will pick the right mortgage for you and take you through the whole process, step by step.

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Independent mortgage advice

Your initial consultation is obligation free. There will be a minimum fee for our service of £450, of which £150 is payable when you apply, and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.63% of the amount borrowed. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

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